About the Bank
The Shariah Advisory Council of Bank Negara Malaysia (the SAC) 186th Meeting
The Shariah Advisory Council (SAC) of Bank Negara Malaysia at its 186th meeting on 31 July 2018 decided that the distribution of a takaful fund’s surplus (after meeting all of the takaful participant’s rights and takaful fund’s liabilities) in the event of a winding up of a takaful operator (TO) to the takaful protection fund managed and owned by Malaysia Deposit Insurance Corporation (PIDM) is permissible, provided that such surplus shall first be utilised to cover the deficit of any other takaful funds and the liability of the failed TO.
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Keputusan Majlis Penasihat Shariah
Majlis Penasihat Shariah (MPS) Bank Negara Malaysia pada mesyuarat ke-186 bertarikh 31 Julai 2018 telah memutuskan bahawa agihan baki lebihan dana takaful (setelah melunaskan kesemua hak peserta takaful dan liabiliti dana takaful tersebut) dalam situasi penggulungan sesebuah pengendali takaful ke dalamdana perlindungan takafulyang dimiliki dan ditadbir oleh Perbadanan Insurans Deposit Malaysia (PIDM) dibenarkan menurut Syarak, dengan syarat lebihan tersebut mestilah digunakan terlebih dahulu untuk menampung defisit dana-dana takaful lain dan liabiliti pengendali takaful yang digulung tersebut.
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