RM20
(Actual size 140mm x 65mm)


As ambassadors of the rich and colourful marine life found in our tropical waters, two of the most well-known species of sea turtles native to Malaysian waters are on the RM20 banknote - the Hawksbill Turtle (Eretmochelys imbricata) and Leatherback Turtle (Dermochelys coriacea).
The Hawksbill is easily identified by its curved beak and scaly shell while the Leatherback has a leathery skin and seven ridges on its shell.
These gentle turtles are a reminder that their existence rests in the delicate balance of human activity and marine life conservation.
Security Features on the RM20 banknote


Click on any of the numbered features on the banknote, or the listed features below, for further information.
Intaglio printing 1
Feel the raised printing effect by touching the portrait of the Agong and text.


Perfect see-through register 3
Look at the banknote against white light and observe: The complete formation of the numeral 20

Micro lettering 6
Check using the magnifier for the following: Intaglio micro lettering.


Two colour fluorescent elements 7
Check using UV light for the following : image of Turtle with numeral 20, appear in red and yellow colour.

Text and logo 8
Check using the UV light for the following: Stag motif and a rectangle with text ‘BNM20’

Watermark Portrait 2
Look at the banknote against white light and observe: A watermark portrait and the numeral 20

Security fibres 9
Check using the UV light for the following: visible scattered fibres in red, yellow and blue colours

Colour-shifting security thread 4
Tilt the banknote and observe: the woven security thread changes colour from gold to green
Look at the banknote against white light and observe: A continuous dark line with micro text BNM20 embedded in the paper.

Coloured glossy patch5
Tilt the banknote and observe: A gold-coloured stripe with the text RM20.

Clear window6
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Shadow image6
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Non-transparent window6
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Colour-shifting patch 6
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Embedded thread 4
Look at the banknote against white light and observe: A continuous dark line embedded in the paper

Braille feature6
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Holographic stripe6
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Fluorescent serial numbers6
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Multi-colour latent image6
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